[JOINT FILING AGREEMENT This Agreement may be executed in any number of counterparts, all of which taken together shall constitute one and the same instrument. [Remainder of this page has been left intentionally blank.] Qiuping Lai Qiuping Lai Crown Charm Limited Qiuping Lai Director Guangzhou Huajie Insurance Agency Co., Ltd. Qiuping Lai Director] [Qiuping Lai 2 Check the Appropriate Box if a Member of a Group ¨ (a) x (b) 3 SEC Use Only 4 Citizenship or Place of Organization People’s Republic of China Number of Shares Beneficially Owned by Each Reporting Person With 5 Sole Voting Power 1 218,659,360 6 Shared Voting Power 0 7 Sole Dispositive Power]