[China Commercial Credit, Inc. Annual Report on Form 10-K For the Fiscal Year Ended December 31, 2015 TABLE OF CONTENTS PART I Item 1. Description of Business 1 Item 1A. Risk Factors 21 Item 1B. Unresolved Staff Comments Item 2. Description of Property Item 3. Legal Proceedings 22 Item 4. Mine Safety Disclosure 35 PART II Item 5. Market for] [ABC[2013]1009 中国农业银行股份有限公司 小额贷款公司融资合同 Agriculture bank of china Loan Agreement with Microcredit Company 编号/No：32010120150018365 尊敬的客户：为了维护您的权益，请在签署本合同前，仔细阅读本合同各条款（特别是黑体字条款），关注您在合同中的权利、义务。如对本合同有任何疑问，请向资金融出方咨询。 目 录 Index 第一条 定义 DEFINITION - 2 - 第二条 甲方承诺 PARTY A COMMITMENT - 3 - 第三条 基本条款 BASIC TERMS - 4 - 3.1 币种、金额及期限 currency, amount and term - 4 - 3.2 融资用途 use of proceed - 4 - 3.3 利率、罚息、复利 interest rate, penalty] [I, Jingen Ling, certify that: 1. I have reviewed this annual report on Form 10-K for the period ended December 31, 2015 of China Commercial Credit, Inc.; 2 Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of] [I, Long Yi, certify that: 1 I have reviewed this annual report on Form 10-K for the period ended December 31, 2015 of China Commercial Credit, Inc.; 2 Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of] [SECTION 906 OF SARBANES-OXLEY ACT OF 2002 1. 2. The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company. Jingen Ling Chief Executive Officer EX-32.1 5 f10k2015ex32i_chinacommerc.htm CERTIFICATION] [SECTION 906 OF SARBANES-OXLEY ACT OF 2002 1. 2. The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company. Long Yi Chief Financial Officer (Principal Financial and Accounting Officer) EX-32.2 6 f10k2015ex32ii_chinacommerc.htm CERTIFICATION]