[RMB Working Capital Loan Contract Borrower:Wuhan Kingold Jewelry CO., Limited (Hereinafter Party A) Address: 15# Huangpu Science and Technology Park, Jiang’an District, Wuhan, Hubei Province, PRC Postal code: Tel: Fax: Legal representative: Zhihong Jia Deposit bank & Account number: Lender: Wuhan Branch China CITIC Bank Corporation Limited (Hereinafter Party B) Address: No.747 Jianshe Road, Hankou District, Wuhan, Hubei Province Postal] [RMB Working Capital Loan Contract Borrower:Wuhan Kingold Jewelry CO., Limited (Hereinafter Party A) Address: 15# Huangpu Science and Technology Park, Jiang’an District, Wuhan, Hubei Province, PRC Postal code: 430000 Tel: Fax: Legal representative: Zhihong Jia Deposit bank & Account number: Lender: Wuhan Branch China CITIC Bank Corporation Limited (Hereinafter Party B) Address: No.747 Jianshe Road, Hankou District, Wuhan, Hubei Province] [Gold Lease Agreement Lessor Name (Party A) Responsible person or authorized agent Address Post Code Shanghai Gold Exchange Code Contact Phone Number Fax Number Lessee Name (Party B) Legal representative or authorized agent Address Post Code Shanghai Gold Exchange Code Contact Phone Number Fax Number Chapter 1 General Provisions Article 1 Article 2 Article 3 Article 4 Chapter 2 Limit] [KINGOLD JEWELRY SIGNS $40.2 MILLION GOLD LEASING AGREEMENT Agreement to Provide Growth Capital for Kingold’s Investment Gold Business WUHAN CITY, China, January 16, 2013 -- Kingold Jewelry, Inc. (NASDAQ: KGJI) The Agreement is similar to a revolving credit line, with CCB providing Kingold a reusable credit line of up to RMB250 million (approximately US$40.2 million); however, draw downs under the] []