While your next employer may take a look at your credit history, unlike lenders, they cannot see your credit score (or your credit account numbers). Your credit report vs. your credit scoreFirst, let’s break down the difference between your credit report and your credit score. Your credit report details your credit history, including any credit card account information, your balances, your available credit and your payment history. A good credit score means you’re a good credit risk (more likely

American Express relaunched all seven Delta SkyMiles® credit cards today, Jan. 30, 2020, with new rewards, perks and limited-time welcome bonuses worth up to 100,000 miles, depending on the card you open. All Delta Amex cards also received a sleek new design. And the Delta SkyMiles Platinum and Reserve American Express cards will now be made from metal. Despite the annual fees increasing by up to $100 on select cards, new and existing cardholders can benefit from quicker ways to earn miles. CNBC

The safe-haven yen and Swiss franc gained on Friday as fears escalated about the global economic impact of the latest coronavirus outbreak in China last week. The U.S. currency added 0.1% to 6.9884 , although that was some way off the 7.0038 level the yuan dropped to on Thursday. The dollar fell 0.54% against the yen to 108.36 yen, and dropped 0.3% versus the Swiss franc to 0.9668 franc. The Australian and New Zealand dollars, both sensitive to sentiment in China, fell to new multi-month lows. T

Spot gold rose 0.75% to $1,585.8 per ounce. The metal has gained 4% so far this month, on course for its best month since August. “The virus and its potential to impact the global economy negatively is keeping gold supported,” Saxo Bank analyst Ole Hansen said. Prices were set to gain 18% this month, the best since November 2016, but were down 5.7% this week. Silver rose 0.1% to $17.85 and but was down 1.3% for the week, the worst since the week ended Dec. 6.

WTI posted a fourth straight week of losses, and it was the contract’s worst month since May. The virus outbreak could cut China’s oil demand by more than 250,000 barrels per day (bpd) in the first quarter of this year, analysts said. The poll of 50 economists and analysts was conducted mainly before the new coronavirus outbreak. The WHO said late Thursday that the coronavirus outbreak was a global emergency, but calmed the markets by opposing travel restrictions. However, Brennock added that oi

Representatives for his presidential campaign confirmed to CNBC Make It that Bloomberg still believes in the power of skills-based trade school. “If classes that prepare high school students for college are free, then career training classes that prepare students to enter the workforce should also be free.” Namely, wealthy families rarely send their own children to trade school. And to be sure, going to trade school to be a plumber isn’t necessarily a magic pill — an easy, cheap way to become su

The National Institute on Retirement Security, known as the NIRS, recently analyzed a set of reports made over the past decade and found that savers shouldn’t rely solely on one source of retirement income to support them in their golden years. However, NIRS also found that not all older Americans had equal access to different retirement plans when they were working full-time. This is how Americans save for retirement todayThere’s one issue that continues to permeate Americans’ efforts to save f

One of the biggest trends to watch in the future of work is all about flexibility around how, when and where people work. This is ideal for remote companies who want to know employees are coming in with industry knowledge and are able to work well without constant management. “Remote work has come a long way in terms of focusing on the vital areas of teamwork and collaboration. He says he’s seen more professionals take jobs that pay less in favor of ones that offer remote arrangements. Because w

Getting to Super Bowl is just half the battle for a NFL player — calming the mind when game day finally arrives is another challenge. Moawad explained how he prepares athletes for monumental games like the Super Bowl in an interview with Katie Couric’s Wake-Up Call newsletter Wednesday. Before any big event, list the factors that you know you need to bring with you in order to succeed, Moawad said. For example, when Wilson was preparing for the 2014 Super Bowl against the New England Patriots, h

A man enjoys the warm weather while sitting in Union Square in New York City. Analyzing weather data, the firm found that over the last three months 48 U.S. states posted higher-than-normal temperatures. “What we saw in our product category, specifically cold weather product, was a slow start to the season.” But unseasonably warm temperatures can also be bullish for some companies. Scanning through its coverage universe, Jefferies found a number of companies that stand to benefit.

OAKLAND, CA – DECEMBER 02: Head coach Andy Reid of the Kansas City Chiefs looks on against the Oakland Raiders during their NFL game at Oakland-Alameda County Coliseum on December 2, 2018 in Oakland, California. The Kansas City Chiefs’ Andy Reid has been an NFL head coach for the past 21 years. Reid also drives a 92-year-old car that this dad bought for $25 in the 1940s, despite the fact that he brings in an annual salary of $7.5 million. A 1928 Ford Model A, the same model of car that Kansas Ci

The name of Jennifer Lopez’s latest fragrance, Promise, was inspired by something billionaire Warren Buffett told the singer, actress and entrepreneur, who is performing during the halftime show at Sunday’s Super Bowl LIV. “He told me something that resonated with me,” ABC News reported Jennifer Lopez saying at a fragrance launch event in September. So Lopez thought it would be the right name at the right time for her fragrance. He told Berkshire Hathaway shareholders the same thing at both the

John Deere combine harvesters sit on display during the Farm Progress Show in Boone, Iowa, U.S., on Tuesday, Aug. 28, 2018. Some stocks are misunderstood by investors, according to BMO Capital Markets. The firm put out its 2020 list of companies it thinks the market has wrong. The out-of-consensus ideas range from all industries but all have growth and stock price upside in common.

Greg Lyons, chief marketing officer of PepsiCo Beverages North America, has overseen 12 Super Bowl commercials in his 20 years of experience with the brand. This year, the biggest companies in the world will spend a record $5.6 million for a 30-second spot during the most-watched television event of the year: Super Bowl LIV. “Doing Super Bowl programming is definitely high-stress work,” Lyons tells CNBC Make It, noting that such projects are both high risk and high reward. To be sure, in additio

“As I think about this marketplace, it’s pretty clear to me that it’s not functioning properly, that there’s not robust competition there,” Cicilline said. Cicilline has previously expressed skepticism around the federal agencies’ ability and willingness to enforce effective remedies on the tech giants. “I think there’s substantial evidence of discriminatory practices that favor platforms’ own products and services. But last year, Facebook revealed its plans to integrate and encrypt the messagin

A trailer for the upcoming superhero film “Morbius” includes a poster of Spider-Man that should get fans’ spidey senses tingling — and that could be good for Sony Pictures, the studio behind the movie. That is exciting for fans of the franchise who are eager to see Maguire’s return to the web slinging character, as a live-action “Spider-Verse” film, based off 2018’s “Spider-Man: Into The Spider-Verse,” could be in the works. “It’s all predicated on the consistent delivery of cinematic experience

“Sometimes, I think I’m falling apart,” she began an article on Oprah.com called “The New Midlife Crisis.” The story, which soon went viral, described the “hallucinatory panic about money” experienced by women in their 40s and 50s today. This year, Calhoun has published a book expanding on that article, titled, “Why We Can’t Sleep: Women’s New Midlife Crisis. AC: Women felt like they’d grown up with these really high expectations for what they’d be able to achieve. A lot of women felt if they we

The Chinese city of Wuhan is scrambling to complete construction on two hospitals that will treat coronavirus victims, according to state media. The virus is believed to have originated in Wuhan, a city of 11 million, and most of China’s cases have been reported there. Construction began last week on the two temporary hospitals, which are prefabricated buildings. Built in a week, Xiaotangshan treated patients affected with Severe Acute Respiratory Syndrome (SARS). Here’s how workers are trying t

Their venture funding in three rounds came from a mix of leading U.S. and China venture funds investing in early stage technologies. Fallout in Silicon ValleyIssues over national security threats and competition with China for future technology leadership are stopping the flow of China investment in tech companies. Kevin Lemarque | ReutersNevertheless, China venture investments and acquisitions in the U.S. face greater scrutiny by Washington, D.C. regulators, and start-ups are getting pinched. F